Car Insurance Quotes for Specialty Vehicles
If you already have car insurance that includes Property Damage Liability and Bodily Injury Liability coverage, you can simply add motorcycle insurance to your existing policy.
If you want to insure just the motorcycle or motorbike, you can get special Motorcycle Insurance from most major providers. Minimum, you need Property Damage Liability and Bodily Injury Liability coverage by law. In some states, you might also have to add Passenger Liability coverage. Other states might allow you to pay a premium to your insurer so that existing Bodily Injury Liability coverage applies to passengers also.
You can get car insurance quotes for motorcycles as well, so make sure you aren't paying extra!
If you own a minivan, you can get coverage just like any other automobile for personal use. Rates tend to be very low for minivans, and you can save even more using car insurance quotes to comparison shop. You might want to consider these coverages:
- Bodily injury and property damage liability
- Medical payments
- Personal injury protection (no-fault states only)
- Uninsured/Underinsured motorist coverage
- Towing and labor
- Rental reimbursement
If you have a Commercial Van, you have to consider more coverage options, though you can still use the same car insurance providers.
- Single deductible endorsement (protects you against paying several deductibles if you own more than one van)
- Unlisted vehicle coverage
- Individual named insured endorsement (so non-employees can drive the vehicle)
Make sure to use lots of car insurance quotes to comparison shop, since commercial van coverage can be very expensive.
Motorhome and RV Insurance
Motorhomes and Recreational Vehicles combine the mobility of an automobile with the convenience of staying at home. Likewise, the insurance has to combine auto and homeowners as well.
Fortunately, most insurance providers offer both. Many, such as Allstate and GMAC, even have special RV packages just for you. You can get car insurance quotes for your motorhome or RV just the same.
You might want to consider a specialist company, however, since they better understand your needs and tend to offer lower rates.
Classic/Antique Car Insurance
Specialty car insurance is required for a variety of older cars, including antiques, street cars, classics, and hot rods. While you can probably find coverage from most car insurance providers, you will have to use a specialty auto insurance provider to get the real value of the vehicle covered. Ask about stated value and agreed value coverage when inquiring after car insurance quotes.